:root{--color-primary: #2563EB;--color-primary-light: #3B82F6;--color-primary-lighter: #60A5FA;--color-primary-dark: #1D4ED8;--color-accent: #F59E0B;--color-bg-dark: #0B0F19;--color-bg-section: #0F172A;--color-bg-card: #1E293B;--color-bg-card-hover: #263548;--color-text-primary: #F1F5F9;--color-text-secondary: #94A3B8;--color-text-muted: #64748B;--color-border: #334155;--font-sans: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-heading: "Inter", system-ui, -apple-system, sans-serif;--max-width: 1200px;--section-padding: 5rem 1.5rem;--radius: 12px;--radius-lg: 20px;--transition: .3s ease}*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-sans);background-color:var(--color-bg-dark);color:var(--color-text-primary);line-height:1.7;overflow-x:hidden}img,svg{max-width:100%;height:auto;display:block}a{color:var(--color-primary-lighter);text-decoration:none;transition:color var(--transition)}a:hover{color:var(--color-primary-light)}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:700;line-height:1.2;color:var(--color-text-primary)}.container{max-width:var(--max-width);margin:0 auto;padding:0 1.5rem}.section{padding:var(--section-padding)}.section-alt{padding:var(--section-padding);background-color:var(--color-bg-section)}.section-title{font-size:clamp(2rem,5vw,3rem);text-align:center;margin-bottom:1rem}.section-subtitle{text-align:center;color:var(--color-text-secondary);font-size:1.125rem;max-width:640px;margin:0 auto 3rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.875rem 2rem;border-radius:50px;font-weight:600;font-size:1rem;cursor:pointer;border:none;transition:all var(--transition);text-decoration:none}.btn-primary{background:linear-gradient(135deg,var(--color-primary),var(--color-primary-dark));color:#fff;box-shadow:0 4px 20px #2563eb66}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 30px #2563eb80;color:#fff}.btn-outline{background:transparent;color:var(--color-primary-lighter);border:2px solid var(--color-primary)}.btn-outline:hover{background:var(--color-primary);color:#fff;transform:translateY(-2px)}.btn-large{padding:1rem 2.5rem;font-size:1.125rem}.header{position:fixed;top:0;left:0;right:0;z-index:1000;background:#0b0f19d9;backdrop-filter:blur(20px);border-bottom:1px solid rgba(51,65,85,.5);transition:background var(--transition)}.nav{display:flex;align-items:center;justify-content:space-between;max-width:var(--max-width);margin:0 auto;padding:1rem 1.5rem}.nav-logo{display:flex;align-items:center}.nav-logo svg{height:42px;width:auto}.nav-links{display:flex;align-items:center;gap:2rem;list-style:none}.nav-links a{color:var(--color-text-secondary);font-weight:500;font-size:.95rem;transition:color var(--transition)}.nav-links a:hover{color:var(--color-text-primary)}.nav-cta{display:flex;align-items:center;gap:1rem}.mobile-toggle{display:none;background:none;border:none;cursor:pointer;padding:.5rem}.mobile-toggle span{display:block;width:24px;height:2px;background:var(--color-text-primary);margin:6px 0;transition:all var(--transition)}.article-content{max-width:800px;margin:0 auto}.article-content h2{font-size:clamp(1.75rem,4vw,2.5rem);margin-bottom:1.25rem;margin-top:2.5rem}.article-content h2:first-child{margin-top:0;text-align:center}.article-content h3{font-size:1.25rem;margin-top:2rem;margin-bottom:.75rem;color:var(--color-primary-lighter)}.article-content p{color:var(--color-text-secondary);font-size:1.05rem;line-height:1.8;margin-bottom:1.25rem}.article-content strong{color:var(--color-text-primary);font-weight:600}.hero{min-height:100vh;display:flex;align-items:center;padding-top:80px;background:radial-gradient(ellipse at 30% 50%,rgba(37,99,235,.1) 0%,transparent 60%),radial-gradient(ellipse at 70% 20%,rgba(37,99,235,.05) 0%,transparent 50%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;max-width:var(--max-width);margin:0 auto;padding:0 1.5rem}.hero-badge{display:inline-flex;align-items:center;gap:.5rem;background:#2563eb26;border:1px solid rgba(37,99,235,.3);padding:.5rem 1rem;border-radius:50px;font-size:.875rem;color:var(--color-primary-lighter);margin-bottom:1.5rem;font-weight:500}.hero h1{font-size:clamp(2.5rem,5.5vw,4rem);margin-bottom:1.5rem;letter-spacing:-.02em}.hero h1 .highlight{background:linear-gradient(135deg,var(--color-primary-lighter),var(--color-primary));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero-text{font-size:1.2rem;color:var(--color-text-secondary);margin-bottom:2rem;max-width:520px;line-height:1.8}.hero-buttons{display:flex;gap:1rem;margin-bottom:2.5rem;flex-wrap:wrap}.hero-stats{display:flex;gap:2.5rem}.hero-stat{text-align:left}.hero-stat-number{font-size:1.75rem;font-weight:800;color:var(--color-primary-lighter)}.hero-stat-label{font-size:.85rem;color:var(--color-text-muted)}.hero-image{display:flex;justify-content:center;align-items:center}.hero-image svg{width:100%;max-width:560px;filter:drop-shadow(0 20px 40px rgba(0,0,0,.3))}.features-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem}.feature-card{background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:2rem;text-align:center;transition:all var(--transition)}.feature-card:hover{background:var(--color-bg-card-hover);transform:translateY(-4px);border-color:var(--color-primary);box-shadow:0 8px 30px #2563eb26}.feature-icon{width:64px;height:64px;margin:0 auto 1.25rem}.feature-card h3{font-size:1.15rem;margin-bottom:.75rem}.feature-card p{color:var(--color-text-secondary);font-size:.95rem;line-height:1.6}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;position:relative}.step-card{text-align:center;padding:2rem;position:relative}.step-number{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;background:linear-gradient(135deg,var(--color-primary),var(--color-primary-dark));color:#fff;font-size:1.5rem;font-weight:800;margin-bottom:1.5rem;box-shadow:0 4px 20px #2563eb66}.step-card h3{font-size:1.25rem;margin-bottom:.75rem}.step-card p{color:var(--color-text-secondary);font-size:.95rem}.step-connector{display:none}.loans-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.loan-card{background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:2.5rem 2rem;transition:all var(--transition);position:relative;overflow:hidden}.loan-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--color-primary),var(--color-primary-lighter));opacity:0;transition:opacity var(--transition)}.loan-card:hover{transform:translateY(-4px);border-color:var(--color-primary);box-shadow:0 8px 30px #2563eb26}.loan-card:hover:before{opacity:1}.loan-card-icon{font-size:2.5rem;margin-bottom:1rem}.loan-card h3{font-size:1.25rem;margin-bottom:.75rem}.loan-card p{color:var(--color-text-secondary);font-size:.95rem;margin-bottom:1.5rem;line-height:1.6}.loan-card ul{list-style:none;margin-bottom:1.5rem}.loan-card ul li{color:var(--color-text-secondary);font-size:.9rem;padding:.35rem 0;display:flex;align-items:center;gap:.5rem}.loan-card ul li:before{content:"✓";color:var(--color-primary-lighter);font-weight:700}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.testimonial-card{background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:2rem;transition:all var(--transition)}.testimonial-card:hover{border-color:#2563eb4d}.testimonial-stars{color:var(--color-accent);font-size:1.1rem;margin-bottom:1rem;letter-spacing:2px}.testimonial-card blockquote{color:#cbd5e1;font-size:.95rem;line-height:1.7;margin-bottom:1.5rem;font-style:italic}.testimonial-author{display:flex;align-items:center;gap:.75rem}.testimonial-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--color-primary),var(--color-primary-lighter));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1rem}.testimonial-name{font-weight:600;font-size:.95rem}.testimonial-role{font-size:.8rem;color:var(--color-text-secondary)}.faq-list{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:1rem}.faq-item{background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius);overflow:hidden}.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;padding:1.25rem 1.5rem;background:none;border:none;color:var(--color-text-primary);font-size:1.05rem;font-weight:600;cursor:pointer;text-align:left;font-family:var(--font-sans);transition:color var(--transition)}.faq-question:hover{color:var(--color-primary-lighter)}.faq-icon{font-size:1.5rem;transition:transform var(--transition);color:var(--color-primary-lighter);flex-shrink:0;margin-left:1rem}.faq-item.active .faq-icon{transform:rotate(45deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .4s ease}.faq-item.active .faq-answer{max-height:300px}.faq-answer p{padding:0 1.5rem 1.25rem;color:var(--color-text-secondary);line-height:1.7;font-size:.95rem}.cta-section{padding:var(--section-padding);text-align:center;background:linear-gradient(180deg,var(--color-bg-section) 0%,var(--color-bg-dark) 100%);position:relative;overflow:hidden}.cta-section:before{content:"";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:600px;height:600px;background:radial-gradient(circle,rgba(37,99,235,.1) 0%,transparent 70%);pointer-events:none}.cta-content{position:relative;z-index:1}.cta-section h2{font-size:clamp(2rem,4vw,3rem);margin-bottom:1rem}.cta-section p{color:var(--color-text-secondary);font-size:1.125rem;margin-bottom:2rem;max-width:550px;margin-left:auto;margin-right:auto}.footer{background:var(--color-bg-section);border-top:1px solid var(--color-border);padding:3rem 1.5rem 1.5rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;max-width:var(--max-width);margin:0 auto;margin-bottom:2.5rem}.footer-brand p{color:var(--color-text-secondary);font-size:.9rem;margin-top:1rem;max-width:300px;line-height:1.6}.footer-col h3{font-size:.95rem;margin-bottom:1rem;color:var(--color-text-primary);font-weight:600}.footer-col ul{list-style:none}.footer-col ul li{margin-bottom:.5rem}.footer-col ul a{color:var(--color-text-secondary);font-size:.9rem;transition:color var(--transition)}.footer-col ul a:hover{color:var(--color-primary-lighter)}.footer-disclaimer{max-width:var(--max-width);margin:0 auto 1.5rem;padding:1.5rem;background:#1e293b80;border:1px solid var(--color-border);border-radius:var(--radius)}.footer-disclaimer p{color:var(--color-text-secondary);font-size:.8rem;line-height:1.7;margin-bottom:.75rem}.footer-disclaimer p:last-child{margin-bottom:0}.footer-bottom{max-width:var(--max-width);margin:0 auto;padding-top:1.5rem;border-top:1px solid var(--color-border);display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem}.footer-bottom p{color:var(--color-text-secondary);font-size:.85rem}.footer-legal{display:flex;gap:1.5rem}.footer-legal a{color:var(--color-text-muted);font-size:.85rem}.blog-article{padding-top:100px;padding-bottom:4rem}.breadcrumb{font-size:.875rem;color:var(--color-text-muted);margin-bottom:2rem}.breadcrumb a{color:var(--color-primary-lighter)}.breadcrumb span{margin:0 .4rem}.blog-header{max-width:800px;margin:0 auto 2rem}.blog-header h1{font-size:clamp(2rem,5vw,2.75rem);margin-bottom:1rem;line-height:1.25}.blog-meta{display:flex;flex-wrap:wrap;gap:1.5rem;color:var(--color-text-muted);font-size:.9rem}.blog-author{color:var(--color-primary-lighter);font-weight:500}.blog-reading{color:var(--color-text-muted)}.blog-featured-image{max-width:900px;margin:0 auto 3rem;border-radius:var(--radius-lg);overflow:hidden}.blog-featured-image svg{width:100%;height:auto;display:block}.blog-content{max-width:800px;margin:0 auto}.blog-content h2{font-size:clamp(1.5rem,3.5vw,2rem);margin-top:2.5rem;margin-bottom:1rem}.blog-content h3{font-size:1.2rem;margin-top:2rem;margin-bottom:.75rem;color:var(--color-primary-lighter)}.blog-content p{color:var(--color-text-secondary);font-size:1.05rem;line-height:1.85;margin-bottom:1.25rem}.blog-content strong{color:var(--color-text-primary);font-weight:600}.blog-content em{color:var(--color-text-muted);font-size:.9rem;line-height:1.6}.blog-content ul,.blog-content ol{color:var(--color-text-secondary);margin-bottom:1.5rem;padding-left:1.5rem}.blog-content li{margin-bottom:.75rem;font-size:1.05rem;line-height:1.7}.blog-content li strong{color:var(--color-text-primary)}.blog-cta{background:linear-gradient(135deg,#2563eb26,#2563eb0d);border:1px solid rgba(37,99,235,.3);border-radius:var(--radius-lg);padding:2.5rem;text-align:center;margin:3rem 0}.blog-cta h3{color:var(--color-text-primary)!important;font-size:1.5rem!important;margin-top:0!important;margin-bottom:.75rem!important}.blog-cta p{color:var(--color-text-secondary)!important;margin-bottom:1.5rem!important;max-width:500px;margin-left:auto;margin-right:auto}@media(max-width:768px){.blog-meta{flex-direction:column;gap:.5rem}.blog-cta{padding:1.5rem}}@media(max-width:1024px){.features-grid{grid-template-columns:repeat(2,1fr)}.hero-grid{gap:2rem}}@media(max-width:768px){.hero-grid{grid-template-columns:1fr;text-align:center}.hero-text{margin-left:auto;margin-right:auto}.hero-buttons,.hero-stats{justify-content:center}.hero-image{order:-1}.hero-image svg{max-width:360px}.hero-badge{justify-content:center}.features-grid,.steps-grid{grid-template-columns:1fr;max-width:400px;margin:0 auto}.loans-grid{grid-template-columns:1fr;max-width:450px;margin:0 auto}.testimonials-grid{grid-template-columns:1fr;max-width:500px;margin:0 auto}.footer-grid{grid-template-columns:1fr 1fr;gap:2rem}.nav-links,.nav-cta .btn-outline{display:none}.mobile-toggle{display:block}.nav-links.active{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:#0b0f19fa;backdrop-filter:blur(20px);padding:1.5rem;border-bottom:1px solid var(--color-border);gap:1rem}}@media(max-width:480px){.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;text-align:center}.hero-stats{flex-direction:column;gap:1rem}.hero-stat{text-align:center}}